The legal mortgage takes birth if there are met some conditions:
-state legal mortgage over buildings officials responsible for handling public money;
- legal mortgage title of legatees with particular inheritance of real estate owned by the heirs;
-mortgage legally established as enforceable in the proceedings as enforcement of state debt as insurer
-mortgage legal-faction of the bank [...]

Assessing the financial situation
The first step is to establish your financial standing. You must not think only in the present situation but also your future plans, you will need to be considered it very likely that the next 15-20 years you will have to pay some monthly rate. You have to consider the following [...]