Nov26

Conditions to be choosen for a mortgage

The mortgage loan is a bank loan for the purchase, construction, renovation of homes, buying land or refinance loans with the same destination contracted from other banks. To get a mortgage you should have a warranty, represented by the mortgage on the building, bought a house or other building.
To obtain a credit-scoring is now paramount. [...]

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Nov18

Organization and bank control

Banks were established many centuries ago. At first, activity was limited to banks. They dealt only with the preservation of their values which were assigned to them and the execution of payment orders from their customers. Form of organization and functioning of the banks was made by the Bank of Amsterdam [...]

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Nov11

General aspects

Mortgage is a real guarantee, serving to guarantee the obligations of a debtor against the creditor or a real property of his own heritage, namely legally designated for this purpose (mortgage does not require the debtor dispossession of property). Synthetic mortgage is a real guarantee, real estate, consisting of an real right accessory [...]

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Nov09

Selling or buying a mortgaged property

Selling a property is a decision viewed with caution when it is imposed on a mortgage. With the bank, alienation is still possible. But there are some disadvantages for the seller and obvious some advantages for the buyer.
To alienate a house or an estate property with a licensed mortgage in favor of the bank, [...]

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Nov04

Mortgage insurance

Before signing the credit agreement you must ask not only for the general terms and conditions of the contract , but the specific terms and conditions of insurance policies. Thus, you get to know about them even at the time of the accident, which also happens often. Give high attention to exclusion clauses [...]

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